The Employee Provident Fund (EPF) is a retirement benefits scheme available to all employees in India. It is a mandatory savings scheme where both the employer and the employee contribute to the fund. The EPF account is managed by the Employees Provident Fund Organization (EPFO) of India. To check the balance in your EPF account, you need to have your Universal Account Number (UAN) and password. However, in case you have forgotten your password or do not have it, there are other ways to check your EPF balance. In this article, we will discuss how PF balance check with UAN number without password is getting done in different ways.
What is UAN?
The Universal Account Number (UAN) is a unique number assigned to every employee who is a member of the EPF scheme. The UAN remains the same throughout the employee’s career and helps in tracking the employee’s EPF accounts. The UAN is issued by the EPFO and is required for any EPF-related activity like withdrawal, transfer, or balance checking.
How to check EPF balance using UAN without a password?
There are two ways to check your EPF balance using your UAN without a password – the EPFO portal and the UMANG app. Let’s discuss each of them in detail.
EPFO portal
The EPFO portal is the official website of the Employees Provident Fund Organization of India. It is the most common way of checking your EPF balance. Here are the steps to check your EPF balance using the EPFO portal:
Step 1: Visit the EPFO website – https://www.epfindia.gov.in/site_en/index.php.
Step 2: Click on the ‘For Employees’ option in the menu bar.
Step 3: Click on the ‘Our Services’ option and select ‘Member Passbook.’
Step 4: You will be redirected to a new page where you need to enter your UAN and captcha code.
Step 5: Click on the ‘Login’ button.
Step 6: Once you have logged in, you will be able to see your EPF account balance on the screen.
UMANG app
UMANG (Unified Mobile Application for New-age Governance) is a mobile application developed by the Government of India. It is a single platform for all government services and can be used to check your EPF balance as well. Here are the steps to check your EPF balance using the UMANG app:
Step 1: Download the UMANG app from the Google Play Store or Apple App Store.
Step 2: Open the app and select the EPFO option.
Step 3: Select the ‘Employee Centric Services’ option and click on ‘View Passbook.’
Step 4: Enter your UAN and click on the ‘Get OTP’ button.
Step 5: Enter the OTP received on your registered mobile number and click on the ‘Login’ button.
Step 6: Once you have logged in, you will be able to see your EPF account balance on the screen.
Trough SMS
In addition to the EPFO portal and the UMANG app, you can also check your EPF balance using SMS. This method is particularly useful if you do not have access to the internet or if you prefer a more convenient way of checking your EPF balance. Here are the steps to check your EPF balance using SMS:
Step 1: Ensure that your mobile number is linked to your UAN. To link your mobile number, visit the EPFO portal, click on ‘For Employees,’ select ‘UAN Member e-Sewa,’ and log in using your UAN and password. Under the ‘Profile’ tab, click on ‘Update Contact Details’ and enter your mobile number.
Step 2: Once your mobile number is linked to your UAN, send an SMS to 7738299899 from your registered mobile number in the following format: EPFOHO UAN ENG.
Note: Replace ‘ENG’ with the first three letters of your preferred language. For example, for English, replace ‘ENG’ with ‘ENG.’ For Hindi, replace it with ‘HIN.’
Step 3: After sending the SMS, you will receive an SMS with your EPF balance details.
Checking your EPF balance is essential to ensure that you are on track with your retirement savings. If you do not have access to the internet or have forgotten your password, you can still check your EPF balance using your UAN.
SMS is an easy and convenient way of checking your EPF balance without the need for a password. By following the steps mentioned in this article, you can easily check your EPF balance and plan your retirement savings accordingly.
Checking your EPF balance is important to keep track of your retirement savings. In case you have forgotten your password, you can still check your EPF balance using your UAN.
The EPFO portal and the UMANG app are two easy ways to check your EPF balance without a password. By following the steps mentioned in this article, you can easily check your EPF balance and plan your retirement savings accordingly.
Compare different ways of checking PF Balance
Here’s a comparison table of the three ways to check your EPF balance using your UAN without a password:
| Method | EPFO Portal | UMANG App | SMS |
|---|---|---|---|
| Availability | Requires internet access and a computer or mobile device with a web browser. | Requires a smartphone with internet access and the UMANG app. | Requires a mobile phone with SMS capability. |
| Ease of Use | Easy to use, but requires navigating through the EPFO website. | Easy to use, but requires downloading and setting up the UMANG app. | Easy to use, but requires sending an SMS with a specific format. |
| Information | Provides detailed information on your EPF account, including contributions and interest. | Provides detailed information on your EPF account, including contributions and interest. | Provides basic information on your EPF account, including balance only. |
| Language Support | Supports multiple languages, including English, Hindi, and more. | Supports multiple languages, including English, Hindi, and more. | Supports multiple languages, including English, Hindi, and more. |
| Security | Requires login credentials (UAN and password) to access account information. | Requires login credentials (UAN and OTP) to access account information. | Provides only basic information and does not require login credentials. |
| Cost | Free of charge. | Free of charge. | The standard SMS charges apply. |
| Accessibility | Can be accessed from any device with internet access. | Can be accessed from any smartphone with internet access and the UMANG app. | Can be accessed from any mobile phone with SMS capability. |
Overall, all three methods are easy to use and provide information on your EPF balance. However, the EPFO portal and the UMANG app offer more detailed information on your EPF account, while the SMS method only provides basic information.
Additionally, the EPFO portal and the UMANG app require login credentials, which adds a layer of security to your account information.
On the other hand, the SMS method is the most accessible and convenient method, as it does not require a computer or smartphone and can be accessed from any mobile phone with SMS capability. Therefore, the choice of the method depends on your preference, convenience, and accessibility.
Benefits of checking PF balance with UAN Number
Checking your PF balance with your UAN number offers several benefits, including:
- Convenience: Checking your PF balance with your UAN number is a quick and easy process that can be done from anywhere at any time, as long as you have access to the internet or a mobile phone.
- Transparency: By checking your PF balance regularly, you can keep track of your contributions, interest earned, and withdrawals, ensuring that your employer is depositing your PF contributions correctly.
- Financial Planning: Knowing your PF balance allows you to plan your finances better, especially when it comes to retirement planning. By knowing your PF balance, you can estimate how much you will have saved at retirement and plan your future expenses accordingly.
- Verification: Checking your PF balance regularly allows you to verify the correctness of your PF contributions, avoiding any discrepancies or errors that could affect your retirement savings.
- Easy Withdrawal: If you need to withdraw your PF amount for any reason, having your UAN number and PF balance information can make the process faster and more straightforward.
- Reduced Dependence on Employers: Checking your PF balance with your UAN number puts you in control of your retirement savings, reducing your dependence on your employer for information and transparency.
In conclusion, checking your PF balance with your UAN number is an essential aspect of managing your retirement savings. It offers convenience, transparency, financial planning, verification, and easy withdrawal, among other benefits, giving you greater control over your retirement savings.
FAQs on PF Balance Check With UAN Number Without Password
UAN stands for Universal Account Number. It is a unique number assigned to each member of the Employees’ Provident Fund Organization (EPFO). You can get your UAN number from your employer or by visiting the EPFO website.
No, you cannot check your PF balance without a UAN number. Your UAN number is a unique identifier that is linked to your PF account and is required to access your PF balance information.
Yes, you can check your PF balance without a password using the EPFO portal, UMANG app, or SMS service.
Yes, it is safe to check your PF balance online using the EPFO portal or UMANG app as they require login credentials (UAN and password or UAN and OTP) to access your account information. However, you should be careful when using public computers or Wi-Fi networks and avoid sharing your login credentials with anyone.
It is recommended that you check your PF balance at least once a year to ensure that your contributions are being deposited correctly and to plan your retirement savings. However, you can check your PF balance more frequently if you wish.
If you notice an error or discrepancy in your PF balance, you should contact your employer or the EPFO immediately to rectify the issue. You can also raise a grievance on the EPFO portal or UMANG app.
Yes, you can withdraw your PF amount online by submitting a withdrawal claim on the EPFO portal or UMANG app. However, you need to fulfill certain eligibility criteria and provide the necessary documents for the withdrawal claim to be processed.
No, there is no fee for checking your PF balance online using the EPFO portal or UMANG app. However, the standard SMS charges apply if you use the SMS service to check your PF balance.
Conclusion
In conclusion, checking your PF balance with your UAN number is a simple and convenient way to monitor your retirement savings. With the availability of multiple options such as the EPFO portal, UMANG app, and SMS service, you can access your PF balance information without the need for a password.
By regularly checking your PF balance, you can ensure the correctness of your contributions and interest earned, plan your future finances better, and take necessary steps in case of any discrepancies.
Additionally, having your UAN number and PF balance information readily available can make the withdrawal process smoother and reduce your dependence on your employer for information and transparency. Overall, checking your PF balance with your UAN number without password is an essential aspect of managing your retirement savings and should be done regularly.