Financial Tips For Lower Middle Class Family

Financial Tips For Lower Middle Class

In today’s fast-paced world, managing finances can be challenging, especially for the lower middle class. Striking a balance between essential expenses, savings, and future planning requires careful consideration and smart decision-making. This article aims to provide valuable financial tips tailored to the needs of the lower middle class. By adopting these strategies, individuals can improve … Read more

How to Tokenise Debit Card Credit Card?

tokenise debit card credit card

The central bank i.e. RBI has extended the date for tokenise debit card, credit card to 30th September 2022. However, the Reserve Bank of India has been notifying the users about completing the process as soon as possible. There are various campaigns run by the RBI to promote tokenization of Debit card, credit card. What … Read more

What Is Bank Repo Rate In India?

RBI Account Aggregator Guidelines

In the dynamic world of finance, understanding key monetary policy tools is essential. One such tool is the Bank Repo Rate. In this article, we will explore the concept of the Bank Repo Rate in India and its significance in the country’s financial landscape. Understanding the Repo Rate The Bank Repo Rate, also known as … Read more

IRCTC IMudra Wallet – All you need to Know

IRCTC iMudra App

IRCTC (Indian Railway Catering and Tourism Corporation has launched a prepaid card named IRCTC IMudra. It is a free e-wallet service offered by the IRCTC. It can be used via mobile app, tablet, and web browser. You can use this card for buying anything online or offline through this digital or virtual card. It is … Read more

Financial Tips for Poor People in India

poor people

Okay, so you want to know the financial tips for poor people. You are at the right place. In this article, we will discuss about what all things a poor people in India or anywhere else must follow. This will ensure that you live a steady and peaceful life. First of all let me tell … Read more

Reprint Aadhaar Card – Step By Step Guide

Reprint Aadhaar

The Unique Identification Authority of India (UIDAI) has launched a new service through which you can get your Aadhaar card reprinted and get the physical copy in case you have lost your Aadhaar card. In this article, I will tell you how to get the reprint Aadhaar Card from the UIDAI website by yourself. This service … Read more

Paytm vs Google Pay – Which one is better? [Update 2023]

paytm vs google pay

How about you are hungry and google will feed you food? Check around you, how many things or places you can find on google? Google is going all the way to becoming an integral part of our life. In the Indian payment industry, right now Paytm is the leader with the highest market share. But … Read more

Cheque book Request Letter – Format and Ways of Request

Cheque book Request Letter

Cheques are one of the oldest forms of payment in the world, and they continue to be used widely in India today. They are convenient, secure, and widely accepted, making them an essential part of any modern banking experience. However, to use cheques effectively, you need a cheque book, and getting one is not always … Read more

Financial Milestones by age 30,40,50 & 60+

financial milestones

Living a life without any goals is like throwing a stone in the air. – Aimless!!! Every day you are getting ready to go to your workplace, you have determined a road which leads to your workplace. In the same way, have you determined the road that leads to your financial freedom? I strongly recommend … Read more

What Are the Habits That Make You Rich?

habits that make you rich

Creating wealth is a goal that many people aspire to achieve. While luck and circumstances play a role in financial success, there are certain habits that consistently contribute to building wealth. In this article, we will explore the habits that make you rich on your journey towards financial abundance. By adopting these habits, you can … Read more

Benefits of PFMS Payments to the Nation

benefits of pfms

The Public Financial Management System (PFMS) is an online platform developed by the Government of India to track and manage government funds efficiently. It plays a crucial role in promoting transparency, accountability, and financial inclusion. In this article, we will explore the benefits of PFMS payments to the nation and how they contribute to the … Read more

Own Car vs Cab Renting

buying own car vs cab renting

In the age of cab renting facility like OLA and UBER, it becomes super simple to book a car and go where ever you want to go. Within few minutes of booking a cab, it will come to your place, you can go where ever you want to go at any time. So when there … Read more

How to Save Income Tax? – Pay Zero Tax Up to Rs. 9.85 Lakhs

save income tax

In the Union budget 2019-20 Mr. Piyush Goyel has announced a tax rebate for income up to Rs. 5 lakhs. This means that the salaried people whose yearly earning up to Rs. 5 lakhs, do not have to pay any tax. With this announcement, the person can save additional Rs. 10000 in the same tax … Read more